MARU Credit terms

Using the application and calculator

Effective 14 July 2026. These terms explain how the calculator, application form and callback request work.

What the site does

The MARU Credit website lets you estimate a repayment, submit an application or request a callback. There is no account to create and no application to track online — once you submit, our team follows up directly by phone, SMS, WhatsApp or email.

Estimates and final terms

Calculator results are estimates based on the information you provide and the configured pricing route. Final credit decisions, approved amounts, fees, repayment terms and collateral requirements are subject to MARU Credit's assessment and a written offer.

Information accuracy

You are responsible for providing accurate information and authentic documents. MARU Credit may request replacement documents, additional details, physical verification or branch attendance before continuing assessment.

Documents

The website does not collect documents.

Fees and payments

The website does not collect payments or payment references. Any fees are handled directly with MARU Credit once your application is being processed, and do not guarantee approval.

Support

For help with your application or a document request, contact MARU Credit through the public contact page or your branch support contact.

Contact MARU Credit